The small business owners can now accept credit cards from their customers through any touch-tone telephone or owner’s own cell phone, thereby making the credit card transactions more convenient and inexpensive without the need for setting up a separate wireless service plan or getting connected to land line credit card machine. Chargeonphone.com is a merchant account provider for small business in which credit card is accepted. Thus credit or debit card transaction can be processed electronically through telephone line, thereby increasing the flexibility in billing the customers by the small business owners.

In other words, setting up small business merchant account is made easy and hassle free. Through phone, the merchant now can accept all major credit cards including Visa, MasterCard, Discover and American Express, for that the small business merchant has just to call special Dial pay toll free number and enter customer’s credit card information and wait for approval number. When the approval number is confirmed, then the sale is considered to be complete and the money will be sent to the merchant’s bank. There is no cancellation fee and hidden transaction fees, maintenance of minimum monthly account is not necessary and the payment processing is made instant and simple.